Many mutual funds will fail to beat the market net of fees and taxes. While keeping costs low is important, so is knowing what you own in your investment and retirement plans.
Q1 2022: Starting With Volatility
read more
Market Commentary
Q4 2021: A Year In Review
The uncommon average: Stocks return 10% per year on average. Lengthening the holding period generates more consistent outcomes for investment plans.
The Market Drop: December 2021
It’s been a smooth ride in 2021. But December saw a bit of a drop in the market. Keep it context of the the S&P 500 corrections and bear markets since 1945.
Q3 2021: Rethinking the 60/40 Portfolio
60% stocks, 40% bonds. It’s the everyone’s portfolio. When considering your personal retirement and investment, it might not be such a great pick. Read why.
An Abrupt Stop To Bliss: March 2018
2018 started out with a bang, and not a good one. The market has dropped! This is normal. And like flying in an airplane, most to the time it’s calm, but with period of turbulence.
Q2 2021: Onward and Upward
What investment philosophy should you follow? Passive? Active? Then how should you build an investment portfolio for the future and for retirement? Index? Core and satellite? Read more.
Q1 2021: Is A Rotation Underway?
After the first quarter of 2021, we remind investors that the market forecasts the economy, not the other way around.
2020 Year End Commentary
It’s the end of 2020 and the market is at all time highs. But what returns should we expect, based on history, when investing at all-time highs?
Q3 2020: Covid-19 Recovery
The recovery from the Covid-19 market panic has been as swift as the decline. Patient investing pays off again, so does staying invested. Read more.
The Global Market Portfolio
The global market portfolio is the neutral starting position for investing. It can be easily owned with low-cost mutual and exchange traded funds. Crafting it to your goals and risk tolerance is what your investment plan is all about.
Q2 2020: FAAANM Winning Again
The COVID-19 panic reminds us that the world is and will continue to be complicated, adaptive, and hard to understand. Yet in each paradigm winners emerge. Today it is the FAAANM stocks.
Covid-19 Panic and Rebound: June 2020
When we use financial planning to connect your money to your goals, portfolio changes become less abstract. It makes it personal, keeps you focused, and keeps you on track. With a plan we can react proactively to wild swings in the market. Overall, a plan makes it harder to succumb to fear and greed.
Covid-19 Is Disruptive Change: May 2020
Diversify your portfolios, because if there is one thing we learned from Covid-19 is that the world is surprising. Unexpected things happen all the time.
Berkshire Hathaway 2020 Annual Meeting Notes
Our notes and key takeaways from the 2020 Berkshire Hathaway annual meeting.
Behavioral Finance – HALT: Pause and Reflect: April 2020
There is a thought that investing is 95% good behavior and 5% intelligence. When the world is batty and nothing seems good, be optimistic, and think about a better future.
Q1 2020: Covid-19 Bear Market
The Covid-19 panic sent stocks down 35% in the fastest time ever. When the market freaks out, that’s what financial plans are for. So, have a bear market action plan ready.
Panic Selling and Circuit Breakers: March 2020
The short-term is unpredictable. Sometimes that means the market drops, a lot. When it gets rough, stick your investment plans. Staying the course keeps you on track to meet your goals.
Coronavirus and Your Portfolio: February 2020
How has the Covid-19 market panic effected your portfolio? Investment plans are in our control, and we use bonds for ballast and stability in times of rough sailing like today.