Volatility is a feature of investing, not a bug. Have an investment plan that works for you, and trust a fiduciary financial planner in the process. Read more on matching your investments to your retirement plan.
Setting and Achieving Financial Goals
Retirement planning is a math problem everyone can solve. First, you need to set retirement goals. Read more to learn how to set SMART retirement plans.
Roth IRA Tax Planning Strategy
Roth IRAs can make for wonderful tax planning tools when planning for retirement. See if they can work for your retirement plans. They may help you save taxes!
Sequence of Returns Risk
Should you prefer your retirement start with good returns or bad returns? Yes. Does it matter? A lot. The sequence of your investment returns in retirement and make or break retirement plans! Read more.
Life Planning Should Be Step One in Retirement Planning
Setting a life plan is about knowing why your money is important to you and what you want it to do for you. This is goal setting, and it is step one for retirement planning.
Should You Consider an Annuity?
A single premium immediate annuity can be like creating your own personal pension. Annuities provide guaranteed income for life, but should they be part of your investment and retirement plans? Read more.
Financial Planning Is Forecasting
We cannot predict the future. That is true. Yet, when creating financial and retirement plans we have to create a forecast of the future. Read more on how to use reasonable assumptions for your financial and retirement plans.
Use Saving and Compound Interest to Build Wealth. No, Really.
Saving and investing work together to grow your wealth, set you on the path for financial independence, and super-size your retirement plans.
RMDs, IRAs & Retirement Planning
Planning for retirement income with IRAs and required minimum distributions (RMDs) with the new RMD age changing to 72 effect Jan 1, 2020.
How much do you need for retirement?
Longevity risk must be accounted for in retirement plans as we all live longer. So what strategies can we use to create retirement income for life? Well, consider a safe withdrawal rule of thumb, or liability matching.
Retirement Risk Tolerance
When planning for retirement or for those in retirement, how do we reduce the risk of low bond returns and stock market risk?